We are committed to collecting and using data fairly. This Privacy Policy is created to help you understand what data we collect, why we collect it, and what we do with it.
Your information will be held by First European Finance (Scotland) Limited trading as www.hireplus.co.uk.
Who we are
First European Finance (Scotland) Limited trading as www.vanleasing.com. You can find out about us at www.vanleasing.com
If you have any questions, or want more details about how we use your personal information, you can get in touch with us at enquiries@hireplus.co.uk or you can call us on 0800 027 3923.
Where we collect personal information from
In addition to the information you provide to us directly, we collect personal information in a number of ways, for example from third party credit reference agencies and from looking at how you have used other products and services that we offer.
Sometimes for your safety and for legal reasons we collect personal information by recording and monitoring calls. We also record calls for training purposes.
We obtain personal information:
How we use your personal information
We use your personal information to provide you with products and services (including credit checks), to comply with the law and enforce our legal rights (including debt recovery), and to improve and market our products and services.
We sometimes need to gather, use and share additional personal information for specific purposes, which are:
How long we keep your personal information for
We will keep your personal information securely for as long as we need to and this will depend on the products and services we deliver to you.
We will not retain your personal information for any longer than is necessary for the purposes we need to use it for.
Who we share your personal information with
We will share personal information with our suppliers and other third parties where we need to do that to make products and services available to you, market products and services to you, meet or enforce a legal obligation or where it is fair and reasonable for us to do so. It may be necessary for us to approach more than one lender or finance house from our panel of providers to have credit facilities agreed and this may result in several credit searches being registered on your credit file. If you are a company or partnership, these searches will also be made in respect of any of your directors and partners.
Most of the time the personal information we have about you is information you have given to us, or gathered by us in the course of providing products and services to you. We also sometimes gather personal information from and send personal information to third parties where necessary for credit checking and fraud prevention or marketing purposes, for example so you can receive the best offers from us and our partners.
We will only share your personal information to the extent needed for those purposes
Credit Reference Agencies (CRAs)
We carry out credit and identity checks when you apply for a product or services for you or your business. We may use Credit Reference Agencies to help us with this.
If you use our services, from time to time we may also search information that the CRAs have, to help us manage those accounts.
We will share your personal information with CRAs and they will give us information about you. The data we exchange can include:
We’ll use this data to:
We will go on sharing your personal information with CRAs for as long as you are a customer. This will include details about your settled accounts and any debts not fully repaid on time. It will also include details of funds going into the account, and the account balance. We will also tell the CRAs when you settle your accounts with us.
When we ask CRAs about you or your business, they will note it on your credit file. This is called a credit search. Other lenders may see this and we may see credit searches from other lenders.
You should tell them about this before you apply for a product or service. It is important that they know your records will be linked together, and that credit searches may be made on them.
CRAs will also link your records together. These links will stay on your files unless one of you asks the CRAs to break the link. You will normally need to give proof that you no longer have a financial link with each other.
You can find out more about the CRAs on their websites, in the Credit Reference Agency Information Notice. This includes details about:
Fraud Prevention Agencies (FPAs)
We may need to confirm your identity before we provide products or services to you or your business. Once you have become a customer of ours, we will also share your personal information as needed to help detect fraud and money-laundering risks. We use Fraud Prevention Agencies to help us with this.
Both we and fraud prevention agencies can only use your personal information if we have a proper reason to do so. It must be needed either for us to obey the law, or for a ‘legitimate interest’.
A legitimate interest is when we have a business or commercial reason to use your information. This must not unfairly go against what is right and best for you.
We will use the information to:
We or an FPA may allow law enforcement agencies to access your personal information. This is to support their duty to detect, investigate, prevent and prosecute crime.
FPAs can keep personal information for different lengths of time. They can keep your data for up to six years if they find a risk of fraud or money-laundering.
How we use your information to make automated decisions
We sometimes use systems to make automated decisions based on personal information we have – or are allowed to collect from others – about you or your business. This helps us to make sure our decisions are quick, fair, efficient and correct, based on what we know. These automated decisions can affect the products, services or features we may offer you now or in the future, or the price that we charge you for them.
As a person you have rights over automated decisions.
If you want to know more about these rights, please contact us on info@vanleasing.com.
If you choose not to give personal information
We may need to collect personal information by law, or under the terms of a contract we have with you.
If you choose not to give us this personal information, it may delay or prevent us from meeting our obligations. It may also mean that we cannot perform services needed to run your accounts or policies. It could mean that we cancel a product or service you have with us.
Any data collection that is optional would be made clear at the point of collection.
Marketing
Any information that we hold about you will be used to supply our goods and services to your business. We will only use or share your information to the extent needed for those purposes.
We may use your personal information to tell you about relevant products and offers. This is what we mean when we talk about ‘marketing’.
The personal information we have for you is made up of what you tell us, and data we collect when you use our services, or from third parties we work with.
We study this to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which products, services and offers may be relevant for you.
We can only use your personal information to send you marketing messages if we have either your consent or a ‘legitimate interest’. That is when we have a business or commercial reason to use your information. It must not unfairly go against what is right and best for you.
You can ask us to stop sending you marketing messages by contacting us at any time or by using the unsubscribe option on any email marketing.
Whatever you choose, you may still receive other important information such as changes to your existing products and services.
We may ask you to confirm or update your choices, if you take out any new products or services with us in future. We will also ask you to do this if there are changes in the law, regulation, or the structure of our business.
If you change your mind you can update your choices at any time by contacting us.
Cookie Policy
What are cookies and why do we use them?
Cookies are small files made up of letters and numbers that are sent to your computer (or device) in order to distinguish the device you are using from all the others which have been on our website. We use cookies to improve your experience when using our website as well as for providing us with useful, non-personal information about the ways in which people and devices interact with it.
Types of cookies we use and the Information they store
The cookies we use are for analytical purposes and don’t store any personal information apart from the information you choose to input on our site. As well as for web traffic analysis, our cookies are used to automatically pre-populate fields in forms for the sole reason of saving you the effort of filling them out multiple times!
We use both session and persistent cookies on our site which improve your experience and allow us to see how many new and returning visitors have been on our site. This information is obtained by tracing a device’s IP address, and includes which pages were visited, how many pages were visited, the length of time spent on each page and rough location etc.
Because we use Google and Adobe analytical technology, cookies may be left on your device from these organisations. These are the only “third party” cookies you may receive from our site.
Importantly, we will never attempt to personally identify you from your IP address unless required to as a matter of law or regulation or in order to protect our, or our other customers’ rights.
Accepting or declining our Cookie Policy
Most browsers automatically accept cookies, so if you choose to continue accepting cookies through your browser we will assume your acceptance of our cookie policy and invite you to the full use of our website with complete peace of mind regarding your data and privacy. Because we’re not using cookies for any reasons other than ultimately improving our service to you, there should be no reason for choosing to turn them off.
If you don’t want to accept cookies from our site that’s fine, but your experience of using the site will be compromised and certain aspects may not function properly or at all. Most modern browsers have an option that allows you to surf the web without accepting cookies, or to only accept cookies from the sites that you choose to. If you wish to delete cookies from your computer this is possible in your browser settings.
How the law protects you
As well as our Privacy Promise, your privacy is protected by law.
Data protection law says that we are allowed to use personal information only if we have a proper reason to do so. The law says we must have one or more of these reasons:
A legitimate interest is when we have a business or commercial reason to use your information. But even then, it must not unfairly go against what is right and best for you.
You have the right to object to how we process your personal information. You also have the right to access, correct, sometimes delete and restrict the personal information we use.
You can contact us at info@vanleasing.com to exercise any of the following privacy rights:
Right to object
You can object to our processing of your personal information. Please contact us as noted above, providing details of your objection.
Access to your personal information
You can request access to a copy of your personal information that we hold, along with information on what personal information we use, why we use it, who we share it with, how long we keep it for and whether it has been used for any automated decision making.
Right to withdraw consent
If you have given us your consent to use personal information, you can withdraw your consent at any time and, update your marketing preferences by emailing us directly or by using the unsubscribe options on any email marketing.
Rectification
You can ask us to change or complete any inaccurate or incomplete personal information held about you.
Erasure
You can ask us to delete your personal information where it is no longer necessary for us to use it, you have withdrawn consent, or where we have no lawful basis for keeping it.
Portability
You can ask us to provide you or a third party with some of the personal information that we hold about you in a structured, commonly used, electronic form, so it can be easily transferred.
Restriction
You can ask us to restrict the personal information we use about you where you have asked for it to be erased or where you have objected to our use of it.
Make a complaint
You can make a complaint about how we have used your personal information to us, by emailing us directly at
We are committed to collecting and using data fairly. This Privacy Policy is created to help you understand what data we collect, why we collect it, and what we do with it.
Your information will be held by First European Finance (Scotland) Limited trading as www.vanleasing.com.
Who we are
First European Finance (Scotland) Limited trading as www.vanleasing.com. You can find out about us at www.vanleasing.com
If you have any questions, or want more details about how we use your personal information, you can get in touch with us at info@vanleasing.com or you can call us on 0800 027 3923.
Where we collect personal information from
In addition to the information you provide to us directly, we collect personal information in a number of ways, for example from third party credit reference agencies and from looking at how you have used other products and services that we offer.
Sometimes for your safety and for legal reasons we collect personal information by recording and monitoring calls. We also record calls for training purposes.
We obtain personal information:
How we use your personal information
We use your personal information to provide you with products and services (including credit checks), to comply with the law and enforce our legal rights (including debt recovery), and to improve and market our products and services.
We sometimes need to gather, use and share additional personal information for specific purposes, which are:
How long we keep your personal information for
We will keep your personal information securely for as long as we need to and this will depend on the products and services we deliver to you.
We will not retain your personal information for any longer than is necessary for the purposes we need to use it for.
Who we share your personal information with
We will share personal information with our suppliers and other third parties where we need to do that to make products and services available to you, market products and services to you, meet or enforce a legal obligation or where it is fair and reasonable for us to do so. It may be necessary for us to approach more than one lender or finance house from our panel of providers to have credit facilities agreed and this may result in several credit searches being registered on your credit file. If you are a company or partnership, these searches will also be made in respect of any of your directors and partners.
Most of the time the personal information we have about you is information you have given to us, or gathered by us in the course of providing products and services to you. We also sometimes gather personal information from and send personal information to third parties where necessary for credit checking and fraud prevention or marketing purposes, for example so you can receive the best offers from us and our partners.
We will only share your personal information to the extent needed for those purposes
Credit Reference Agencies (CRAs)
We carry out credit and identity checks when you apply for a product or services for you or your business. We may use Credit Reference Agencies to help us with this.
If you use our services, from time to time we may also search information that the CRAs have, to help us manage those accounts.
We will share your personal information with CRAs and they will give us information about you. The data we exchange can include:
We’ll use this data to:
We will go on sharing your personal information with CRAs for as long as you are a customer. This will include details about your settled accounts and any debts not fully repaid on time. It will also include details of funds going into the account, and the account balance. We will also tell the CRAs when you settle your accounts with us.
When we ask CRAs about you or your business, they will note it on your credit file. This is called a credit search. Other lenders may see this and we may see credit searches from other lenders.
You should tell them about this before you apply for a product or service. It is important that they know your records will be linked together, and that credit searches may be made on them.
CRAs will also link your records together. These links will stay on your files unless one of you asks the CRAs to break the link. You will normally need to give proof that you no longer have a financial link with each other.
You can find out more about the CRAs on their websites, in the Credit Reference Agency Information Notice. This includes details about:
Fraud Prevention Agencies (FPAs)
We may need to confirm your identity before we provide products or services to you or your business. Once you have become a customer of ours, we will also share your personal information as needed to help detect fraud and money-laundering risks. We use Fraud Prevention Agencies to help us with this.
Both we and fraud prevention agencies can only use your personal information if we have a proper reason to do so. It must be needed either for us to obey the law, or for a ‘legitimate interest’.
A legitimate interest is when we have a business or commercial reason to use your information. This must not unfairly go against what is right and best for you.
We will use the information to:
We or an FPA may allow law enforcement agencies to access your personal information. This is to support their duty to detect, investigate, prevent and prosecute crime.
FPAs can keep personal information for different lengths of time. They can keep your data for up to six years if they find a risk of fraud or money-laundering.
How we use your information to make automated decisions
We sometimes use systems to make automated decisions based on personal information we have – or are allowed to collect from others – about you or your business. This helps us to make sure our decisions are quick, fair, efficient and correct, based on what we know. These automated decisions can affect the products, services or features we may offer you now or in the future, or the price that we charge you for them.
As a person you have rights over automated decisions.
If you want to know more about these rights, please contact us on info@vanleasing.com.
If you choose not to give personal information
We may need to collect personal information by law, or under the terms of a contract we have with you.
If you choose not to give us this personal information, it may delay or prevent us from meeting our obligations. It may also mean that we cannot perform services needed to run your accounts or policies. It could mean that we cancel a product or service you have with us.
Any data collection that is optional would be made clear at the point of collection.
Marketing
Any information that we hold about you will be used to supply our goods and services to your business. We will only use or share your information to the extent needed for those purposes.
We may use your personal information to tell you about relevant products and offers. This is what we mean when we talk about ‘marketing’.
The personal information we have for you is made up of what you tell us, and data we collect when you use our services, or from third parties we work with.
We study this to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which products, services and offers may be relevant for you.
We can only use your personal information to send you marketing messages if we have either your consent or a ‘legitimate interest’. That is when we have a business or commercial reason to use your information. It must not unfairly go against what is right and best for you.
You can ask us to stop sending you marketing messages by contacting us at any time or by using the unsubscribe option on any email marketing.
Whatever you choose, you may still receive other important information such as changes to your existing products and services.
We may ask you to confirm or update your choices, if you take out any new products or services with us in future. We will also ask you to do this if there are changes in the law, regulation, or the structure of our business.
If you change your mind you can update your choices at any time by contacting us.
Cookie Policy
What are cookies and why do we use them?
Cookies are small files made up of letters and numbers that are sent to your computer (or device) in order to distinguish the device you are using from all the others which have been on our website. We use cookies to improve your experience when using our website as well as for providing us with useful, non-personal information about the ways in which people and devices interact with it.
Types of cookies we use and the Information they store
The cookies we use are for analytical purposes and don’t store any personal information apart from the information you choose to input on our site. As well as for web traffic analysis, our cookies are used to automatically pre-populate fields in forms for the sole reason of saving you the effort of filling them out multiple times!
We use both session and persistent cookies on our site which improve your experience and allow us to see how many new and returning visitors have been on our site. This information is obtained by tracing a device’s IP address, and includes which pages were visited, how many pages were visited, the length of time spent on each page and rough location etc.
Because we use Google and Adobe analytical technology, cookies may be left on your device from these organisations. These are the only “third party” cookies you may receive from our site.
Importantly, we will never attempt to personally identify you from your IP address unless required to as a matter of law or regulation or in order to protect our, or our other customers’ rights.
Accepting or declining our Cookie Policy
Most browsers automatically accept cookies, so if you choose to continue accepting cookies through your browser we will assume your acceptance of our cookie policy and invite you to the full use of our website with complete peace of mind regarding your data and privacy. Because we’re not using cookies for any reasons other than ultimately improving our service to you, there should be no reason for choosing to turn them off.
If you don’t want to accept cookies from our site that’s fine, but your experience of using the site will be compromised and certain aspects may not function properly or at all. Most modern browsers have an option that allows you to surf the web without accepting cookies, or to only accept cookies from the sites that you choose to. If you wish to delete cookies from your computer this is possible in your browser settings.
How the law protects you
As well as our Privacy Promise, your privacy is protected by law.
Data protection law says that we are allowed to use personal information only if we have a proper reason to do so. The law says we must have one or more of these reasons:
A legitimate interest is when we have a business or commercial reason to use your information. But even then, it must not unfairly go against what is right and best for you.
You have the right to object to how we process your personal information. You also have the right to access, correct, sometimes delete and restrict the personal information we use.
You can contact us at info@vanleasing.com to exercise any of the following privacy rights:
Right to object
You can object to our processing of your personal information. Please contact us as noted above, providing details of your objection.
Access to your personal information
You can request access to a copy of your personal information that we hold, along with information on what personal information we use, why we use it, who we share it with, how long we keep it for and whether it has been used for any automated decision making.
Right to withdraw consent
If you have given us your consent to use personal information, you can withdraw your consent at any time and, update your marketing preferences by emailing us directly or by using the unsubscribe options on any email marketing.
Rectification
You can ask us to change or complete any inaccurate or incomplete personal information held about you.
Erasure
You can ask us to delete your personal information where it is no longer necessary for us to use it, you have withdrawn consent, or where we have no lawful basis for keeping it.
Portability
You can ask us to provide you or a third party with some of the personal information that we hold about you in a structured, commonly used, electronic form, so it can be easily transferred.
Restriction
You can ask us to restrict the personal information we use about you where you have asked for it to be erased or where you have objected to our use of it.
Make a complaint
You can make a complaint about how we have used your personal information to us, by emailing us directly at
We are committed to collecting and using data fairly. This Privacy Policy is created to help you understand what data we collect, why we collect it, and what we do with it.
Your information will be held by First European Finance (Scotland) Limited trading as www.vanleasing.com.
Who we are
First European Finance (Scotland) Limited trading as www.vanleasing.com. You can find out about us at www.vanleasing.com
If you have any questions, or want more details about how we use your personal information, you can get in touch with us at info@vanleasing.com or you can call us on 0800 027 3923.
Where we collect personal information from
In addition to the information you provide to us directly, we collect personal information in a number of ways, for example from third party credit reference agencies and from looking at how you have used other products and services that we offer.
Sometimes for your safety and for legal reasons we collect personal information by recording and monitoring calls. We also record calls for training purposes.
We obtain personal information:
How we use your personal information
We use your personal information to provide you with products and services (including credit checks), to comply with the law and enforce our legal rights (including debt recovery), and to improve and market our products and services.
We sometimes need to gather, use and share additional personal information for specific purposes, which are:
How long we keep your personal information for
We will keep your personal information securely for as long as we need to and this will depend on the products and services we deliver to you.
We will not retain your personal information for any longer than is necessary for the purposes we need to use it for.
Who we share your personal information with
We will share personal information with our suppliers and other third parties where we need to do that to make products and services available to you, market products and services to you, meet or enforce a legal obligation or where it is fair and reasonable for us to do so. It may be necessary for us to approach more than one lender or finance house from our panel of providers to have credit facilities agreed and this may result in several credit searches being registered on your credit file. If you are a company or partnership, these searches will also be made in respect of any of your directors and partners.
Most of the time the personal information we have about you is information you have given to us, or gathered by us in the course of providing products and services to you. We also sometimes gather personal information from and send personal information to third parties where necessary for credit checking and fraud prevention or marketing purposes, for example so you can receive the best offers from us and our partners.
We will only share your personal information to the extent needed for those purposes
Credit Reference Agencies (CRAs)
We carry out credit and identity checks when you apply for a product or services for you or your business. We may use Credit Reference Agencies to help us with this.
If you use our services, from time to time we may also search information that the CRAs have, to help us manage those accounts.
We will share your personal information with CRAs and they will give us information about you. The data we exchange can include:
We’ll use this data to:
We will go on sharing your personal information with CRAs for as long as you are a customer. This will include details about your settled accounts and any debts not fully repaid on time. It will also include details of funds going into the account, and the account balance. We will also tell the CRAs when you settle your accounts with us.
When we ask CRAs about you or your business, they will note it on your credit file. This is called a credit search. Other lenders may see this and we may see credit searches from other lenders.
You should tell them about this before you apply for a product or service. It is important that they know your records will be linked together, and that credit searches may be made on them.
CRAs will also link your records together. These links will stay on your files unless one of you asks the CRAs to break the link. You will normally need to give proof that you no longer have a financial link with each other.
You can find out more about the CRAs on their websites, in the Credit Reference Agency Information Notice. This includes details about:
Fraud Prevention Agencies (FPAs)
We may need to confirm your identity before we provide products or services to you or your business. Once you have become a customer of ours, we will also share your personal information as needed to help detect fraud and money-laundering risks. We use Fraud Prevention Agencies to help us with this.
Both we and fraud prevention agencies can only use your personal information if we have a proper reason to do so. It must be needed either for us to obey the law, or for a ‘legitimate interest’.
A legitimate interest is when we have a business or commercial reason to use your information. This must not unfairly go against what is right and best for you.
We will use the information to:
We or an FPA may allow law enforcement agencies to access your personal information. This is to support their duty to detect, investigate, prevent and prosecute crime.
FPAs can keep personal information for different lengths of time. They can keep your data for up to six years if they find a risk of fraud or money-laundering.
How we use your information to make automated decisions
We sometimes use systems to make automated decisions based on personal information we have – or are allowed to collect from others – about you or your business. This helps us to make sure our decisions are quick, fair, efficient and correct, based on what we know. These automated decisions can affect the products, services or features we may offer you now or in the future, or the price that we charge you for them.
As a person you have rights over automated decisions.
If you want to know more about these rights, please contact us on info@vanleasing.com.
If you choose not to give personal information
We may need to collect personal information by law, or under the terms of a contract we have with you.
If you choose not to give us this personal information, it may delay or prevent us from meeting our obligations. It may also mean that we cannot perform services needed to run your accounts or policies. It could mean that we cancel a product or service you have with us.
Any data collection that is optional would be made clear at the point of collection.
Marketing
Any information that we hold about you will be used to supply our goods and services to your business. We will only use or share your information to the extent needed for those purposes.
We may use your personal information to tell you about relevant products and offers. This is what we mean when we talk about ‘marketing’.
The personal information we have for you is made up of what you tell us, and data we collect when you use our services, or from third parties we work with.
We study this to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which products, services and offers may be relevant for you.
We can only use your personal information to send you marketing messages if we have either your consent or a ‘legitimate interest’. That is when we have a business or commercial reason to use your information. It must not unfairly go against what is right and best for you.
You can ask us to stop sending you marketing messages by contacting us at any time or by using the unsubscribe option on any email marketing.
Whatever you choose, you may still receive other important information such as changes to your existing products and services.
We may ask you to confirm or update your choices, if you take out any new products or services with us in future. We will also ask you to do this if there are changes in the law, regulation, or the structure of our business.
If you change your mind you can update your choices at any time by contacting us.
Cookie Policy
What are cookies and why do we use them?
Cookies are small files made up of letters and numbers that are sent to your computer (or device) in order to distinguish the device you are using from all the others which have been on our website. We use cookies to improve your experience when using our website as well as for providing us with useful, non-personal information about the ways in which people and devices interact with it.
Types of cookies we use and the Information they store
The cookies we use are for analytical purposes and don’t store any personal information apart from the information you choose to input on our site. As well as for web traffic analysis, our cookies are used to automatically pre-populate fields in forms for the sole reason of saving you the effort of filling them out multiple times!
We use both session and persistent cookies on our site which improve your experience and allow us to see how many new and returning visitors have been on our site. This information is obtained by tracing a device’s IP address, and includes which pages were visited, how many pages were visited, the length of time spent on each page and rough location etc.
Because we use Google and Adobe analytical technology, cookies may be left on your device from these organisations. These are the only “third party” cookies you may receive from our site.
Importantly, we will never attempt to personally identify you from your IP address unless required to as a matter of law or regulation or in order to protect our, or our other customers’ rights.
Accepting or declining our Cookie Policy
Most browsers automatically accept cookies, so if you choose to continue accepting cookies through your browser we will assume your acceptance of our cookie policy and invite you to the full use of our website with complete peace of mind regarding your data and privacy. Because we’re not using cookies for any reasons other than ultimately improving our service to you, there should be no reason for choosing to turn them off.
If you don’t want to accept cookies from our site that’s fine, but your experience of using the site will be compromised and certain aspects may not function properly or at all. Most modern browsers have an option that allows you to surf the web without accepting cookies, or to only accept cookies from the sites that you choose to. If you wish to delete cookies from your computer this is possible in your browser settings.
How the law protects you
As well as our Privacy Promise, your privacy is protected by law.
Data protection law says that we are allowed to use personal information only if we have a proper reason to do so. The law says we must have one or more of these reasons:
A legitimate interest is when we have a business or commercial reason to use your information. But even then, it must not unfairly go against what is right and best for you.
You have the right to object to how we process your personal information. You also have the right to access, correct, sometimes delete and restrict the personal information we use.
You can contact us at info@vanleasing.com to exercise any of the following privacy rights:
Right to object
You can object to our processing of your personal information. Please contact us as noted above, providing details of your objection.
Access to your personal information
You can request access to a copy of your personal information that we hold, along with information on what personal information we use, why we use it, who we share it with, how long we keep it for and whether it has been used for any automated decision making.
Right to withdraw consent
If you have given us your consent to use personal information, you can withdraw your consent at any time and, update your marketing preferences by emailing us directly or by using the unsubscribe options on any email marketing.
Rectification
You can ask us to change or complete any inaccurate or incomplete personal information held about you.
Erasure
You can ask us to delete your personal information where it is no longer necessary for us to use it, you have withdrawn consent, or where we have no lawful basis for keeping it.
Portability
You can ask us to provide you or a third party with some of the personal information that we hold about you in a structured, commonly used, electronic form, so it can be easily transferred.
Restriction
You can ask us to restrict the personal information we use about you where you have asked for it to be erased or where you have objected to our use of it.
Make a complaint
You can make a complaint about how we have used your personal information to us, by emailing us directly at Providing your personal data to others
We are committed to collecting and using data fairly. This Privacy Policy is created to help you understand what data we collect, why we collect it, and what we do with it.
Your information will be held by First European Finance (Scotland) Limited trading as www.vanleasing.com.
Who we are
First European Finance (Scotland) Limited trading as www.vanleasing.com. You can find out about us at www.vanleasing.com
If you have any questions, or want more details about how we use your personal information, you can get in touch with us at info@vanleasing.com or you can call us on 0800 027 3923.
Where we collect personal information from
In addition to the information you provide to us directly, we collect personal information in a number of ways, for example from third party credit reference agencies and from looking at how you have used other products and services that we offer.
Sometimes for your safety and for legal reasons we collect personal information by recording and monitoring calls. We also record calls for training purposes.
We obtain personal information:
Directly from you, for example when you fill in any web forms or online applications.
By observing how you use our products and services.
From other organisations such as credit reference and fraud prevention agencies.
From other people who know you, including joint account holders and people linked to you financially.
How we use your personal information
We use your personal information to provide you with products and services (including credit checks), to comply with the law and enforce our legal rights (including debt recovery), and to improve and market our products and services.
We sometimes need to gather, use and share additional personal information for specific purposes, which are:
To operate and administer our products and services, including dealing with your complaints and fixing our mistakes
To administer payments to and from you
To make credit decisions about you (including new applications for credit or requests to increase credit limits)
To advise on the suitability of our products and services.
To comply with our legal obligations, to prevent financial crime including fraud and money laundering
For financial management and debt recovery purposes
To enable payments to third parties
To carry out market research and analysis to develop and improve our products and services
To market products and services to you from us or our partners
How long we keep your personal information for
We will keep your personal information securely for as long as we need to and this will depend on the products and services we deliver to you.
We will not retain your personal information for any longer than is necessary for the purposes we need to use it for.
Who we share your personal information with
We will share personal information with our suppliers and other third parties where we need to do that to make products and services available to you, market products and services to you, meet or enforce a legal obligation or where it is fair and reasonable for us to do so. It may be necessary for us to approach more than one lender or finance house from our panel of providers to have credit facilities agreed and this may result in several credit searches being registered on your credit file. If you are a company or partnership, these searches will also be made in respect of any of your directors and partners.
Most of the time the personal information we have about you is information you have given to us, or gathered by us in the course of providing products and services to you. We also sometimes gather personal information from and send personal information to third parties where necessary for credit checking and fraud prevention or marketing purposes, for example so you can receive the best offers from us and our partners.
We will only share your personal information to the extent needed for those purposes
Credit Reference Agencies (CRAs)
We carry out credit and identity checks when you apply for a product or services for you or your business. We may use Credit Reference Agencies to help us with this.
If you use our services, from time to time we may also search information that the CRAs have, to help us manage those accounts.
We will share your personal information with CRAs and they will give us information about you. The data we exchange can include:
Name, address and date of birth
Credit applications
Details of any shared credit
Financial situation and history
Public information, from sources such as the electoral register and Companies House.
We’ll use this data to:
Assess whether you or your business is able to afford to make repayments
Make sure what you’ve told us is true and correct
Manage accounts with us
Trace and recover debts
Make sure that we tell you about relevant offers.
We will go on sharing your personal information with CRAs for as long as you are a customer. This will include details about your settled accounts and any debts not fully repaid on time. It will also include details of funds going into the account, and the account balance. We will also tell the CRAs when you settle your accounts with us.
When we ask CRAs about you or your business, they will note it on your credit file. This is called a credit search. Other lenders may see this and we may see credit searches from other lenders.
You should tell them about this before you apply for a product or service. It is important that they know your records will be linked together, and that credit searches may be made on them.
CRAs will also link your records together. These links will stay on your files unless one of you asks the CRAs to break the link. You will normally need to give proof that you no longer have a financial link with each other.
You can find out more about the CRAs on their websites, in the Credit Reference Agency Information Notice. This includes details about:
Who they are
Their role as fraud prevention agencies
The data they hold and how they use it
How they share personal information
How long they can keep data
Your data protection rights.
Fraud Prevention Agencies (FPAs)
We may need to confirm your identity before we provide products or services to you or your business. Once you have become a customer of ours, we will also share your personal information as needed to help detect fraud and money-laundering risks. We use Fraud Prevention Agencies to help us with this.
Both we and fraud prevention agencies can only use your personal information if we have a proper reason to do so. It must be needed either for us to obey the law, or for a ‘legitimate interest’.
A legitimate interest is when we have a business or commercial reason to use your information. This must not unfairly go against what is right and best for you.
We will use the information to:
Confirm identities
Help prevent fraud and money-laundering
Fulfil any contracts you or your business has with us.
We or an FPA may allow law enforcement agencies to access your personal information. This is to support their duty to detect, investigate, prevent and prosecute crime.
FPAs can keep personal information for different lengths of time. They can keep your data for up to six years if they find a risk of fraud or money-laundering.
How we use your information to make automated decisions
We sometimes use systems to make automated decisions based on personal information we have – or are allowed to collect from others – about you or your business. This helps us to make sure our decisions are quick, fair, efficient and correct, based on what we know. These automated decisions can affect the products, services or features we may offer you now or in the future, or the price that we charge you for them.
As a person you have rights over automated decisions.
You can ask that we do not make our decision based on the automated score alone.
You can object to an automated decision, and ask that a person reviews it.
If you want to know more about these rights, please contact us on info@vanleasing.com.
If you choose not to give personal information
We may need to collect personal information by law, or under the terms of a contract we have with you.
If you choose not to give us this personal information, it may delay or prevent us from meeting our obligations. It may also mean that we cannot perform services needed to run your accounts or policies. It could mean that we cancel a product or service you have with us.
Any data collection that is optional would be made clear at the point of collection.
Marketing
Any information that we hold about you will be used to supply our goods and services to your business. We will only use or share your information to the extent needed for those purposes.
We may use your personal information to tell you about relevant products and offers. This is what we mean when we talk about ‘marketing’.
The personal information we have for you is made up of what you tell us, and data we collect when you use our services, or from third parties we work with.
We study this to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which products, services and offers may be relevant for you.
We can only use your personal information to send you marketing messages if we have either your consent or a ‘legitimate interest’. That is when we have a business or commercial reason to use your information. It must not unfairly go against what is right and best for you.
You can ask us to stop sending you marketing messages by contacting us at any time or by using the unsubscribe option on any email marketing.
Whatever you choose, you may still receive other important information such as changes to your existing products and services.
We may ask you to confirm or update your choices, if you take out any new products or services with us in future. We will also ask you to do this if there are changes in the law, regulation, or the structure of our business.
If you change your mind you can update your choices at any time by contacting us.
Cookie Policy
What are cookies and why do we use them?
Cookies are small files made up of letters and numbers that are sent to your computer (or device) in order to distinguish the device you are using from all the others which have been on our website. We use cookies to improve your experience when using our website as well as for providing us with useful, non-personal information about the ways in which people and devices interact with it.
Types of cookies we use and the Information they store
The cookies we use are for analytical purposes and don’t store any personal information apart from the information you choose to input on our site. As well as for web traffic analysis, our cookies are used to automatically pre-populate fields in forms for the sole reason of saving you the effort of filling them out multiple times!
We use both session and persistent cookies on our site which improve your experience and allow us to see how many new and returning visitors have been on our site. This information is obtained by tracing a device’s IP address, and includes which pages were visited, how many pages were visited, the length of time spent on each page and rough location etc.
Because we use Google and Adobe analytical technology, cookies may be left on your device from these organisations. These are the only “third party” cookies you may receive from our site.
Importantly, we will never attempt to personally identify you from your IP address unless required to as a matter of law or regulation or in order to protect our, or our other customers’ rights.
Accepting or declining our Cookie Policy
Most browsers automatically accept cookies, so if you choose to continue accepting cookies through your browser we will assume your acceptance of our cookie policy and invite you to the full use of our website with complete peace of mind regarding your data and privacy. Because we’re not using cookies for any reasons other than ultimately improving our service to you, there should be no reason for choosing to turn them off.
If you don’t want to accept cookies from our site that’s fine, but your experience of using the site will be compromised and certain aspects may not function properly or at all. Most modern browsers have an option that allows you to surf the web without accepting cookies, or to only accept cookies from the sites that you choose to. If you wish to delete cookies from your computer this is possible in your browser settings.
How the law protects you
As well as our Privacy Promise, your privacy is protected by law.
Data protection law says that we are allowed to use personal information only if we have a proper reason to do so. The law says we must have one or more of these reasons:
To fulfil a contract we have with you
When it is our legal duty
When it is in our legitimate interest
When you consent to it
A legitimate interest is when we have a business or commercial reason to use your information. But even then, it must not unfairly go against what is right and best for you.
You have the right to object to how we process your personal information. You also have the right to access, correct, sometimes delete and restrict the personal information we use.
You can contact us at info@vanleasing.com to exercise any of the following privacy rights:
Right to object
You can object to our processing of your personal information. Please contact us as noted above, providing details of your objection.
Access to your personal information
You can request access to a copy of your personal information that we hold, along with information on what personal information we use, why we use it, who we share it with, how long we keep it for and whether it has been used for any automated decision making.
Right to withdraw consent
If you have given us your consent to use personal information, you can withdraw your consent at any time and, update your marketing preferences by emailing us directly or by using the unsubscribe options on any email marketing.
Rectification
You can ask us to change or complete any inaccurate or incomplete personal information held about you.
Erasure
You can ask us to delete your personal information where it is no longer necessary for us to use it, you have withdrawn consent, or where we have no lawful basis for keeping it.
Portability
You can ask us to provide you or a third party with some of the personal information that we hold about you in a structured, commonly used, electronic form, so it can be easily transferred.
Restriction
You can ask us to restrict the personal information we use about you where you have asked for it to be erased or where you have objected to our use of it.
Make a complaint
You can make a complaint about how we have used your personal information to us, by emailing us directly at enquiries@hireplus.co.uk
Hire Agreement
1 Your Contract with us
Please read this agreement carefully. If there is anything you do not understand, ask a member of staff to explain it.
When you agree a rental with us you accept the conditions set out in this rental agreement.
2 Rental Period
You will have use of the vehicle for the period agreed.
If you do not bring back the vehicle at the time and date specified in your rental agreement, you will be in breach of a condition of this agreement. We can charge you for every day or part of the day you have the vehicle after you should have returned it to us.
If you do not keep to the conditions of our agreement, we can ask you to bring back the vehicle before the date and time we have agreed with you. To do this we will give you written notice in person or send it to an address you have given on our rental agreement, including an email address, or via text message to your mobile phone, if provided. Once we have given you the notice in person, you will no longer have our permission to have the vehicle. If we send the notice via email or SMS, you will no longer have our permission to have the vehicle. If we send you notice via first class post, two working days after we have posted it you will no longer have our permission to have the vehicle. We may then take back our vehicle. If we believe you have given us false information, which was material to the decision to rent the vehicle to you, we may take back the vehicle without giving you any notice. You will be required to arrange collection of the vehicle in these instances.
3. Your Responsibilities
a) You must inspect the vehicle and any accessories we provide before you take the vehicle. If you are not satisfied with the vehicle or any accessories or if you do not think the condition of the vehicle meets our pre-rental inspection report, you must notify us. In the absence of such notice, it shall be deemed that you received the vehicle and any accessories in perfect working order.
b) You must take care of the vehicle, any accessories and the keys or other locking device (including any apps which can be used with the vehicles) for the vehicle. You agree to return the vehicle in the same condition in which you received it. You must always lock the vehicle when you are not using it, and use any security device which is fitted or supplied with the vehicle. You must always use your best endeavours to protect the vehicle against adverse weather conditions which could cause damage to the vehicle. You must make sure that you use the correct fuel and fluids in the vehicle. If the vehicle is electric or plug-in hybrid you must charge the vehicle in accordance with the instructions provided.
c) You are responsible for any damage to the vehicle. You must pay our reasonable costs for bringing the vehicle back to the condition stated in the pre-rental inspection report. This could include the cost of any damage inside and outside the vehicle, cleaning costs if the vehicle is very dirty, and replacement or repair of any items or accessories provided to you.
d) You must not sell, rent or dispose of the vehicle, any of its parts or accessories. You must not give or try to give anyone the legal rights to the vehicle or transfer legal ownership.
e) You must not let anyone work on the vehicle without our written permission.
f) You must let us know as soon as you become aware of any defect with the vehicle, or if the vehicle is stolen or involved in an accident or broken down. Failure to notify may result in you breaking this agreement and liable to paying costs we incur.
g) If we have agreed to drop off the vehicle at an address you have given us, you will be responsible for the vehicle from the time we drop it off at this address.
h) Unless we have agreed to collect the vehicle from you, you must return the vehicle to the location we agreed. You must return it during the published opening hours or at a time and place we tell you. When you return the vehicle, our staff must check its condition. If we have agreed to allow you to return the vehicle outside of our opening hours, you will stay responsible for the vehicle and its condition until our staff have checked it at the earliest opportunity the following day. We may need to clean the vehicle before our staff can check its condition.
i) You must not carry any object or substance which, because of its condition or smell, may harm the vehicle or delay us renting or selling it.
4. Our Responsibilities
a) We will identify and tell you about any existing damage to the vehicle before you sign this agreement.
b) The vehicle you have hired may be fitted with a tracking device, and by signing this agreement you agree that we have your consent to record and use any data we collect. The tracking device will be used to ensure safe and compliant operation of the vehicle in line with the terms of this agreement. If the vehicle is not returned on the agreed date, time and place we will use the data recorded on the device to recover our vehicle.
c) We have maintained the vehicle to at least the manufacturer’s recommended standard. The vehicle is roadworthy and suitable for you to use at the start of the rental period.
d) We are responsible if someone is injured or dies as a result of our action or failure to act. We are also responsible for any loss you suffer as a result of us breaking this agreement, if we could have predicted your loss at the time this agreement started and it is a result of us breaking this agreement. We are not responsible for any indirect losses which occur as a side effect of the main loss and which we or you could not have predicted, such as loss of profits or loss of opportunity (for example not being able to go to a business meeting or catching a flight).
5. Property
We are only responsible for loss or damage to property in the vehicle if the loss or damage is a result of our neglect or if we have broken this agreement. You are responsible for removing your personal belongings, including your data, from the vehicle at the end of the rental period, as we are not responsible for any items/data you leave in the vehicle. If you do leave items in the vehicle, we may agree to keep them for you to collect within a reasonable time. We may charge you reasonable costs for storing the items.
6. Conditions for using the vehicle
a) Only you, any driver named on the rental agreement, and anyone we have given written permission to, can drive the vehicle. Anyone driving the vehicle must have a full driving licence which is valid in the European Economic Area for the type of vehicle you are renting.
b) You must not rent the vehicle to anyone else. You must also not use the vehicle or let someone else use it:
i. for any illegal purposes or in a way which would cause nuisance;
ii. to carry passengers for a fee (except for minibuses which you have a valid operator’s licence for);
iii. for driving lessons;
iv. to tow or push any vehicle, trailer or other object, without our written permission;
v. for racing, pacemaking, or to test the vehicle’s reliability, performance or speed;
vi. off roads or on roads unsuitable for the vehicle;
7. Charges
We work out our charges using our current pricing. You will be responsible for paying the following charges: –
a) The rental and any other charges we work out according to this agreement.
b) Any charge for loss or damage resulting from non-compliance, as set out in section 3 and 6 (above), including, where applicable, an administration fee to reflect reasonable administration costs which arise in dealing with these matters.
c) A refuelling service charge if you did not return the vehicle back to us with the agreed amount of fuel or electricity. The charge will be based upon the rates contained within this agreement or those at the location or rental branch you rented the vehicle from (or both). However, if at the time of entering the agreement, you have agreed to pay for a full tank of fuel and return the vehicle without refuelling, then no refuelling service charge shall be payable. You will not receive any credit for any unused fuel or electricity left in the tank or battery at the end of the rental period.
d) All charges, including legal and administrative costs for any road-traffic offence or parking (local authority or private), congestion or toll charges, or any other offence or charges involving the rental vehicle, including costs from the vehicle being clamped, seized or towed away. You are responsible for paying the appropriate authority or company for any charges and costs if and when they ask you or us for these payments. You will also be responsible for paying our reasonable administration charges for dealing with these matters. However, where it is not reasonably practicable to transfer liability for any such fine or charge, we may use our discretion to settle the fine or charge with the appropriate authority and re-charge you such amount together with an administration charge to reflect our reasonable administration costs. Should you wish to appeal, contest or dispute any such fine or charge we shall pass all relevant information to you and you must liaise directly with the appropriate authority or company to obtain any refund, where this is possible.
e) The reasonable cost of repairing any damage to the vehicle which was not noted at the start of the agreement, whether you were at fault or not (depending on section 4). You will also be responsible for paying the reasonable cost of replacing the vehicle if it is stolen or written off, depending on any insurance or cover you have (as set out in section 8 below), if and when we demand this payment. You will also be responsible for paying our reasonable administration charges for dealing with this matter. Should we consider damage to the rental vehicle to be caused by your gross negligence, serious carelessness, or deliberate misuse, then we reserve the right to recharge the full cost of repairs regardless of the cover that has been taken out, e.g. driving the vehicle illegally or driving through a flood. Any call out for a customer induced fault, (e.g. losing the key to the vehicle) could lead to additional charges being applied to the rental agreement.
f) A loss-of-income charge, when we demand it, if we cannot rent out the vehicle because it needs to be repaired, if it is a write-off (it cannot be repaired), or if it has been stolen and we are waiting to receive a full payment of the vehicle’s value.
g) We will only charge you for loss of income if we cannot get back our losses under the damage protection programme, as explained in section 8. We will charge you at the published daily or hourly rate, and we will never charge you for more than 30 days rental charges. In addition, we will also make suitable deductions for any costs which we have avoided during the period that the vehicle cannot be rented, up to a maximum of 30 days. We will always do everything we can to make sure we repair the vehicle or get back our costs as soon as possible.
h) Any recovery charges arising from the Driver and Vehicle Services Agency (DVSA), HM Revenue & Customs (HMRC), the police, or any other organisation or their agents, who have seized our vehicle while on hire to you. You will also have to pay us a loss-of-income charge while we cannot rent out the vehicle.
i) Any published rates for delivering and collecting the vehicle, a charge for an extra driver or returning the vehicle late, and charges for accessories such as child car seats, satellite navigation systems and other similar items.
j) Interest, which we will add every day to any amount you do not pay us on time, at the rate of 4% a year above the base lending rate as published by Barclays Bank. We will publish this rate from time to time.
k) You are responsible for any loss or damage to additional equipment hired at time of rental including but not limited to satellite navigation equipment, baby seats etc.
l) We will work out all charges in line with this agreement, and they will include VAT (if this applies).
You are responsible for all charges, even if you have asked someone else to be responsible for them
8. Motor insurance
Under the terms of this agreement you must arrange your own fully comprehensive motor insurance to cover your legal responsibility for any loss or if the vehicle is stolen or damaged for the full period you are renting the vehicle for and third party liability. You must prove that this motor insurance is valid and sign the confirmation on the rental agreement. We have the right to agree:
● the amount of cover you arrange;
● the type of policy you choose; and
● the insurer you choose.
We must be satisfied with the motor insurance cover and policy conditions, and you must not change them. We may ask your insurers to record our name as owners of the vehicle. If the vehicle is damaged or stolen, we will negotiate any settlement for loss or damage with your insurers, and we will receive any money they pay out. This includes allowing us to take legal action in your name and defending any proceedings taken against you. You are responsible for paying the full claim and paying all costs if the policy you have arranged fails and the vehicle is damaged, lost or stolen, or someone else makes a claim.
It is your responsibility to ensure details of all vehicles supplied by us for a period of more than 14 days are entered onto the Motor Insurance Database within 3 days of the vehicle being supplied to you. If we receive any notices or penalties relating to the vehicle being uninsured then we will ask you to pay our reasonable costs for dealing with them.
9. What to do if you have an accident or the vehicle is stolen
If you are involved in an accident, you must not admit that you are responsible. You should describe the situation as fully as possible when you are asked to do so by the police and ourselves. You should get the names and addresses of everyone involved, including witnesses. You should also:
● make sure the vehicle is secure;
● tell the police straight away if anyone is injured or if there is a disagreement over who is responsible; and
● contact us straight away.
You must then fill in our accident report form and send it to our address shown on our website.
If the vehicle has been stolen, you must tell us as soon as possible and confirm this in writing as soon as reasonably possible. You or any authorised drivers will also need to:
● get the names and addresses of any witnesses and give them to us;
● send us any notices or other documents relating to any legal proceedings arising out of the theft or loss;
● help us and our insurers in any legal proceedings, including allowing us to take legal action in your name and defending any legal action taken against you; and
● give us back all keys and report the theft or loss to the police as soon as reasonably possible.
10. Data protection
By entering into this rental agreement you agree that we can process and store your personal information in connection with this agreement including data collected from the vehicle. We may use your information to analyse statistics, for market research, credit control and to protect our assets.
You agree that if you break the terms of this agreement we can pass your personal information to credit-reference agencies, debt collectors, the police or any other relevant organisation. We can also give this information to the British Vehicle Rental and Leasing Association (BVRLA), which can share your personal information with its members to prevent crime and protect their assets, as allowed under the Data Protection Act 1998.
11. Ending this agreement
a) We will end this agreement if we find out that your belongings have been taken away from you to pay off your debts, or a receiving order has been made against you. We may end this agreement if you do not meet its main conditions.
b) If you are a company, we will end this agreement if:
● you go into liquidation;
● you call a meeting of creditors;
● we find out that your goods have been taken away from you until you pay off your debts; or
● you do not meet any of the conditions of this agreement.
c) If we end this agreement it will not affect our right to receive any amount you owe us under the conditions of this agreement. We can also claim reasonable costs from you if you do not meet the main conditions of this agreement. We can repossess the vehicle and charge you a reasonable amount for doing so.
12. The law
We aim to deal with all disagreements fairly and calmly. If we cannot deal with a disagreement, we may take the matter to the BVRLA’s conciliation service. This Agreement shall be subject to English law. Legal proceedings may be taken in the English Courts. This will not prevent us from exercising such remedies as we may have under Scottish law and in the Scottish Courts. If it becomes necessary to issue legal proceedings, you agree that we may issue the proceedings out of any County Court of our choice.
This agreement contains all the conditions which we have agreed and replaces any written or verbal agreements we have with you.
13. Repossessing the vehicle
We may repossess the vehicle anytime it is found illegally parked, being used to violate the law or this Agreement, or appears abandoned. We may also repossess the vehicle anytime we discover you made a misrepresentation to obtain the vehicle. You agree that we needn’t notify you in advance. If the vehicle is repossessed, you agree to pay the actual and reasonable costs incurred by us to repossess the vehicle and agree that such costs will be charged to the card you used to rent the vehicle.
14. Return of the Vehicle
a) You will remain liable for any Vehicle and be obliged to comply with these Terms until the procedure for off hiring the Vehicle set out below has been completed.
b) Unless otherwise agreed in advance by us, you shall return the Vehicle on the Return Date.
c) You shall return the Vehicle in the same condition as was identified in the Vehicle Condition Report (fair wear and tear excepted).
d) You must return the Vehicle to such location as is agreed by us during Business Hours on the Return Date.
e) You will remain liable for the Vehicle until the keys for the Vehicle have been handed to our representative and the individual returning the Vehicle signs the “off hire form”
f) If you return a Vehicle to any of our premises outside Business Hours you must leave the keys in a location that we have agreed in advance and the Vehicle will be your responsibility until the time at which the delivery location agreed by us opens for business and you shall be liable to us for any and all losses we suffer during this time.
15. Complaints
We always strive to treat our customers fairly and reasonably and to avoid complaints whenever possible. Nevertheless, it may sometimes happen that, for a variety of reasons, a customer may consider that he or she has a valid cause for complaint against us. If this happens we will deal with the complaint in accordance with our complaint handling procedures:
1 We will acknowledge all complaints promptly and in writing.
2 If the complaint is made orally we will include in the acknowledgement a statement of our understanding of the nature of the complaint.
3 We will verify that each complaint is an eligible complainant under the rules of the Financial Ombudsman Service and deal with the complaint in accordance with those rules for eligible complainants. Complainants who are not eligible will have their complaints handled in accordance with our standard complaints procedures.
4 We will endeavour to complete our investigation into complaints within four weeks of the date that the complaint is received by us. If we cannot complete the investigation within this time period we will write and confirm the stage that we have reached and provide an estimate of the date that we expect to be able to do so.
5 For complaints that we are unable to conclude within four weeks we will endeavour to conclude within eight weeks. Within this time period we will try and write explaining why we are unable to agree with the complaint, or if we do agree with it we will explain what we propose to do to remedy the situation. We will offer the opportunity for the matter to be referred to more senior management for a final decision in the event that the complainant does not agree with our initial proposals.
6 If requested to do so after our initial explanation has been considered, we will refer the complaint to a member of our senior management team to review the complaint afresh and consider whether our initial position should be changed. When we write confirming our final position from our senior management we will explain the complainant’s rights to refer the matter to the Financial Ombudsman Service within the following six months and enclose the Financial Ombudsman Service’s leaflet detailing those rights.
7 We will co-operate fully with the Financial Ombudsman Service in respect of any complaint referred to it.
First European Finance (Scotland) Limited Registered in Scotland 135936. Vat 658589762. Trading Address, Floor 2, 24 Henderson Street, Bridge Of Allan, FK9 4HP. Registered Office, Amicable House, 252 Union Street, Aberdeen, AB10 1TN. FRN Number: 671818C. Authorised and regulated by the Financial Conduct Authority as a credit broker not a lender.
16. Statement of Liability
‘I agree that while the rental agreement is in force I will be liable as owner/hirer of the vehicle, or any replacement vehicle, for any fixed penalty offence, penalty charge notice, notice to owner, parking charge notice for that vehicle under s66 Road Traffic Offenders Act 1988, Schedule 6 Road Traffic Act 1991, Traffic Management Act 2004, Protection of Freedoms Act 2012 and any other relevant legislation.’